3 Signs You Might Be Heading To Bankruptcy

5 August 2019
Categories: , Blog

Filing bankruptcy is not something most people think about all the time. Instead, it is a thought that comes up during seasons in life when people are experiencing extreme financial pressures and problems. If you are currently in a season like this, here are three signs that you might be heading to bankruptcy, and you should recognize these signs as an alert to seek legal advice and help from a bankruptcy lawyer. Read More

Can Students File For Bankruptcy?

11 January 2019
Categories: , Blog

If you are a college student, you may find yourself in facing financial struggle. The truth is that many college students do file for bankruptcy today. After all, many college students are only managing their own money for the first time. The same applies to new college graduates. Are you considering bankruptcy as a student or recent graduate? Read this guide to learn more about college students and bankruptcy options. Read More

What Happens If My Income Drops During Bankruptcy?

11 January 2019
Categories: , Blog

Chapter 13 bankruptcy, which is also known as a wage earner bankruptcy plan, allows individuals with a steady income to pay back a part of their debt. The amount the debtor pays back is based upon their income, monthly bills, and other factors. Whatever is left over is considered disposable income, which the debtor can keep. Unfortunately, circumstances change, and if a wage earner loses their job or if their income decreases dramatically during Chapter 13 bankruptcy, they might not understand what to do next. Read More

Addressing Credit Cards, Secured Loans, Student Loans and Other Debts

About Me

Hi, my name is Fiona, and over the years, I have juggled many different types of debt. At one point, it got so overwhelming that I began to research bankruptcy. Through that process, I learned that you have to take a different approach to each different type of debt. I also learned that it can be extremely hard to tell if bankruptcy is the right decision for you. This blog explores various debt reduction strategies, and it talks about how to tell when bankruptcy is the right choice. I also hope to discuss bankruptcy in general so that you can learn how it works. If you are in debt, pull up a chair. I hope that you can learn from my research, experience and mistakes. Thanks for reading!